Contoh Surat Loan Agreement

By this letter, approved by both parties, in addition to the debt contract signed with the stamp, it is good that certain supporting documents, such as a copy of each party`s identity card, are also included. Not to mention taking pictures to reinforce the documentary evidence. This is an example of an uncertain credit contract that does not require guarantees as a sign of borrowing. 3. Loan period: This loan is valid for a period of three months calculated from the date of the agreement. A loan agreement is the document signed between two parties wishing to enter into a transaction with a loan. The loan agreement document is signed by a lender (the person or company that grants the loan) and a borrower (the person or company receiving the loan). If there is disagreement over the rights and obligations of the parties involved in the future, the requirements that have been formulated can serve as a reference to resolve the problem. The content of an agreement may differ from other agreements.

The content of the loan letter or debt is different from the content of the lease. The agreement agreed by mutual agreement is then signed by the parties concerned as well as by the witnesses of stamp duty, so that the letter has the force of law. In the contents of the contract letter, you are required to indicate the amount of the loan of the proposed funds. You can`t just indicate the amount because you have to ask yourself if you are able to repay the money. This is strongly influenced by the estimated profits of companies. Suppose you need a capital of about 25 million rp. Today, the interest rate on loans is 12% per year or 1% per month. From there, you can estimate the possibility of paying later for your business. 7. Default: If the borrower has not paid the full loan when the last payment is due, the lender charges the lender interest on the outstanding balance of 20 percent (%) per year. The inaugural part of the letter usually contains opening words, followed by complete data from the parties involved.

Each personal loan agreement form must contain the following information: There are now many different types of credit contract forms and the content of each credit contract model differs from case to case.

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